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Going into debt for quality childcare

My husband works full-time and I work 30 hours a week as a freelance writer/editor. For several years, my mother and mother-in-law cared for our two children. It was awesome! But in 2009, when my children were 3 and 4, both women got cancer. Suddenly, ...

The Daycare Dilemma

When we discovered we were pregnant, the first question that came up was, "How will we ever afford daycare?" Neither my husband nor I were able to quit our jobs, and our salaries barely covered the monthly expenses as it was.

As the the birth of our ...


Long term debt from child care

My daughter is entering sixth grade, my son is entering third. I am still paying off the massive credit card debt from their preschool. I have the feeling it will be a long haul. There was no adequate program from the time they were toilet trained until ...

Impeding Growth

My two granddaughters have struggled for years trying to overcome their poverty. They can not afford to go to work or school because of the cost of child care for their preschoolers.

good and affordable childcare

I am SO lucky to have a wonderful and loving mother-in-law who watches my adorable 1 1/2 yr old daughter while I work full-time and complete my schooling so at some time in the near future I will be able to have a better-paying, more secure, more fulfilling ...

Approaching $50,000

This year, with one child completing a Montessori program before starting public school next year, plus a baby in daycare, we are paying close to $50,000 in childcare. Out of pocket.

We can deduct around $3000, despite the fact that we need to put ...



As a mother of three, I can attest to the fact that finding quality AND affordable preschool options that didn't eat up everything that one person would earn has been impossible for our family. Since the birth of our son in 2002 and our daughters in ...

childcare costs keep us on public assistance and in debt

I am a stay at home mom, but would be working outside the home if I could afford childcare. Money is tight and a second income would mean we'd be able to stop getting into debt and surviving on public assistance. But the cost of childcare is prohibitive. ...

Affording Daycare with 1 paycheck

My name is Manetric and last year when my husband lost his job we soon lost everything else afterwards. My husband lost his job in the early months of 2012. When that happened we were only able to afford staying in our rental home for another month. ...

totally unaware

So...I was married, working as a Realtor, and baby was on the way..yeah, except, I had zero money saved, and although I was 42, I was totally unaware of the high cost of childcare! My friends had babies in their late teens or early twenties, when grandparents, ...

Childcare blues

I am a single mother of two beautiful children: my son is 11 and my daughter is 8. I get help for my son via child support from his father as we were previously married. He's been very helpful in us raising our son. With my daughter, I get no help. I ...
—Tamara GA


In 2005, $200 was the local going rate for a clean, safe, licensed daycare. There were higher and lower options, but that was going rate for good quality care. A dependable licensed daycare required payment every week, regardless of the center being ...

Prolonged childcare

I adopted 4 children from the foster care system. It has become very apparent that they need childcare for a much longer duration than the average child. I continue to have to pay for childcare for them despite their advancing ages. We live below the ...

More than my mortgage

Childcare for my two children was more than my mortgage! Costs for quality care are outrageous and a huge burden for working families.

There is no affordable childcare!

I work in education and besides loving my work I knew I would want to spend time with my family when I found someone to have one with. A 10 month contract for my work would allow me that luxury.

I married late and after several years we decided ...


All my Experiences with Childcare Were Bad

Before becoming a mother, I assumed I'd have no trouble leaving my infant with a childcare provider who was highly recommended by a good friend of mine. I soon realized I felt like someone had torn out my heart when I wasn't with my baby boy and ...

Infant care at a huge price

As a new mother, I thought my biggest challenge would be the nighttime feedings. Yes, those first weeks were hard, and I was lucky to have enough paid leave saved up to take 4 months off work (I'm a federal govt employee), but nothing prepared me for ...

I am a Preschool Teacher

I have a very important story, as I have the awesome responsibility in getting children ready for Kindergarten!

Every day is an important day in the life of a child...and Early Childhood Educators work extremely hard in honoring the social/emotional, ...


Shared burden

Although she is completely worth it, I am still working off debt accrued when I was underemployed when my daughter was born. Now 3.5 years later, I am one month away from my second (and last) child being born and am looking at reduced hours at work, and ...

Education is supported in community.

I am a grandmother, educated in the 50's & 60's when education was prized: college was almost free to students; most young children had mothers at home; and most average adults had a better knowledge of civics, US history, and liturature than many ...
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