Skip to main content
Bernadette Segura's picture

Now that I am the mother of two children, sons aged 2 ½ and 11 months, I am grateful for a law like the Affordable Care Act.

When I was 21, I “aged out” of my parents’ insurance because I was no longer in school full-time. My first job after graduating from college provided me with insurance but when I decided to go to law school, I was faced with an ugly truth - I could not afford health insurance.  Fortunately, I was healthy and accident-free.

Then during my first year of law school, at the age of 24, I was playing intramural basketball with friends and tore my anterior cruciate ligament (ACL), one of the four major ligaments of the knee. Because I was uninsured, I was unable to undergo reconstructive surgery or receive any physical therapy.

Three years later when I obtained health insurance through my job, the health insurance company would not pay for reconstructive surgery because it was a “preexisting condition.” Today, 8 years after my injury, I wear a brace when I play sports. My knee still wobbles when I walk downstairs and hurts after running. While I’ve been blessed to be able to rehab my knee to a condition near normal, I can’t help but wonder how much the surgery would have helped.

Now that I am the mother of two very active sons I realize how important medical insurance is. We’ve already had countless scares with my two-year-old from an urgent care visit for a fall to the average ear infection or cold.  While more needs to be done to improve on the Affordable Care Act, at least I know that my sons can remain on my insurance until they are 26 or they are able to obtain their own. For that, I am grateful.

Bernadette Segura is the mother of two sons and lives in El Paso, Texas.

The views and opinions expressed in this post are those of the author(s) and do not necessarily reflect those of strongly encourages our readers to post comments in response to blog posts. We value diversity of opinions and perspectives. Our goals for this space are to be educational, thought-provoking, and respectful. So we actively moderate comments and we reserve the right to edit or remove comments that undermine these goals. Thanks!