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Mothers Know Best: Myths and Facts about Healthcare Reform

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Myth #1: Healthcare reform will create rationing of healthcare?

THE TRUTH: Just the opposite! Healthcare reform will end many practices that insurance companies currently use to ration health care, including: discrimination for pre-existing conditions, canceling coverage when you get sick, gender discrimination, and lifetime and yearly limits on coverage.[1]

Healthcare reform will expand access to high-quality health insurance, and give individuals, families, and businesses more choices for coverage.

Myth #2: Healthcare reform will create "death panels"?

THE TRUTH: These accusations of "death panels" and forced euthanasia are completely untrue.[2] What's the real story? Reform legislation would allow Medicare to pay doctors to counsel patients about end-of-life issues, including preparing a living will.[3] This is supported by AARP and is completely voluntary.

Myth #3: Healthcare reform is just a government takeover of our healthcare system?

THE TRUTH: Under healthcare reform, choices for healthcare coverage will increase, not decrease, and the private market will still be the backbone of our healthcare system. Health reform will create a health insurance exchange, a one-stop shopping marketplace for affordable, high-quality insurance options.[4] Private health insurers will be able to participate in these exchanges if they meet certain basic standards of coverage and could operate outside of the exchange if they choose to. A public option, like Medicare, would be just one available option in the insurance exchange.

Myth #4: Healthcare reform will cut senior citizens' Medicare benefits?

THE TRUTH: Healthcare reform plans will not reduce Medicare benefits.[5] In fact, healthcare reform will benefit seniors in many ways, including creating a pathway for the approval of generic biologic drugs, and strengthening preventive care under Medicare. Reform includes savings from Medicare that are unrelated to patient care—in fact, the savings comes from cutting billions of dollars in overpayments to insurance companies and eliminating waste, fraud, and abuse.[6]

Myth #5: Healthcare reform is too expensive and will hurt our economy?

THE TRUTH: Fixing our healthcare system will strengthen the economy by keeping more Americans healthy and by making coverage more affordable for families and businesses.

Right now, we spend more than $2 trillion dollars a year on healthcare.[7] The average family premium is projected to rise to over $22,000 in the next decade[8]—and each year, nearly a million people face bankruptcy because of medical expenses.[9] Small businesses are struggling to compete because they cannot find affordable health insurance for their employees.

*TAG – YOU’RE IT! Now that you’ve been “Truth Squaded,” please take a moment ASAP to go online and Truth Squad your friends by using this link to send them the latest myth-busting healthcare facts:


1. Reality Check FAQs,", accessed August 18, 2009.

2. "No 'death panel' in health care bill," The Associated Press, August 10, 2009.

3. “Misconception over key issues at core of debate,” The San Francisco Chronicle, August 17, 2009.

4. "Reality Check FAQs,", accessed August 18, 2009.

5. "Obama: No reduced Medicare benefits in health care reform," CNN, July 28, 2009.

6. "Reality Check FAQs,", accessed August 18, 2009.

7. "Reality Check FAQs,", accessed August 18, 2009.

8. "Premiums Run Amok," Center for American Progress, July 24, 2009.

9. "Medical bills prompt more than 60 percent of U.S. bankruptcies," CNN, June 5, 2009.