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Never catching up

I am the mom of three kids and a new small business owner. I am still paying student loans and debt I acquired from going to school 5 years ago. Our family makes about 68000 with both me and my husband working. We've never gone on fancy vacations nor live in an expensive home, yet we struggle to meet our monthly expenses. We contribute to our community in many ways but we are part of the "47%". To increase our taxes would be devastating to our family.
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