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Great childcare is expensive

I am a physician and mother of two amazing kids. Like most women, I had tough choices to make about timing kids and work. I chose to have both my kids during my medical training (residency), a time during which I worked long hours for modest pay. We were fortunate to find an amazing childcare center near our house, and both our kids started as young infants. We were also fortunate that we could afford to risk going into debt to pay for childcare, since we could expect my salary to jump when I finished training. We paid roughly $2400/month when both our kids were in childcare, a staggering sum that was more than our mortgage and comparable to a college education.

But families have years to prepare to pay for college. How are young families with low salaries and no assets supposed to do it? Living on one salary is no picnic either, and would have significantly damaged both of our careers. So we took a deep breath and survived somehow. We realize how blessed we have been by the quality of our kids childcare and by the fact that we could weather the financial storm. But we need a better solution, one that works for all families.

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