Unemployment insurance hits many people like me who have no savings. My pay checks go towards rent, food, utilities and little extra for me and my two kids. Losing my job last spring was devastating. I had only enough in savings for one month of living costs. Without U.I., my family would have had to move homes or begged our landlord or I don't know what we would have done! I got a decent job within six months and am very grateful that I was able to maintain a home and living that was consistent for my kids, thanks to the benefits I received.