Child care costs
I wanted to put my daughter in high quality child care at 6 months and was willing to pay up to $1500 a month. I was suprised to find out that such care hardly exists in NY city. When it does, you must generally be poor to get into it. The few people I know who got their children into hih quality child care Y programs without income restrictions had their children on waitlists before they were born and/or had sibling privileges. When you hire a nanny, you are often that person's sole source of income. Where I live nannies make between $13-18 an hour often not including benefits (though many are illegal and do not pay Social Security/FICA). When you work 40 hours and commute, that means approx 45-50 hours of care a week-- this adds up even for families who are reasonably well to do. We need high quality child care centers for infants. The market simply is not providing them.