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hurtling towards the cliff

As an aging electrician, my husband can't go on those high ladders any more. Recent college graduates, out kids can't find work in anything except food service. That leaves me, "Mom with PhD" as the only real "breadwinner" for the four of us if I could make a real salary, but I only get low-paid, one-semester contracts as an adjunct college professor, with ho health insurance or any other benefits. What will become of us in another couple of years?
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